5 Ways You Can Lead The Family Finances To Being Debt Free

Homemakers often buy into the lie that they don’t contribute financially. Sure, your spouse may have a tough job, work long hours, and bring home the bacon, but that doesn’t mean he’s flying solo when it comes to finances. If you are a homemaker, you are probably doing more than you realize to help your family’s finances already. Be sure to give yourself credit for that! There are lots of ways you can make a difference financially as a homemaker and stay-at-home mom. Here are 5 ways that you can make a big impact on your family’s finances and some resources to help you do it!

* Opt for home -cooked feasts rather than eating out

Homemakers have a huge opportunity to make a difference financially by making meals at home. Eating at home will definitely save you money over ordering out. Homemade meals not only taste better and are better for you, but they are also much cheaper than pre-made food.

* A dose of DIY

Being willing and able to do some projects yourself will save you money. You can make things from scratch or re-purpose old items into something new. Whether it’s beautifying your space, making homemade cleaning and personal care products, or creating handmade gifts from the heart, DIY-ing can definitely lower your expenses.

* Rock the grocery budget

Be smart shoppers, especially when it comes to groceries. Establish target prices, learn sale cycles, start paying attention to weekly ads, and discover the benefits of buying in bulk. Learning how to rock the grocery budget will not only pay off now, but will continue to pay off month after month, year after year. You can even come up with fun ways to lower your grocery budget and reduce your spending without using coupons!

* Be Organized

Disorganization can be expensive! And clutter can cost you more than you realize. Between replacing those lost library books, paying the late fees on the bills you misplaced, and buying another [you name it] because you can’t find yours and you need it now, there are lots of ways that being organized will save your family money. If you don’t already have a planner or system for effectively calendaring, then now is a great time to start. Keep track of bill due dates, appointments, warranties, car maintenance, and more.

* Keep Expenses down

While your spouse may be the one to earn the money, you can be the one to make sure that you keep the money. You can take charge of tracking the family expenses, sticking to a budget, and paying off debt. You can shop smart and stretch your rupees as far as they’ll go. You can be creative with your resources to save money, too.