5 Tips To Remember While Using Mobile Banking

Gone are those days when you had to visit your branch and stand in long queues for all your banking needs. With the advent of superior technology, it is now possible to carry your bank along with you. But you have to be extra careful while using it as negligence on your part can call for an unwanted situation.

* Ensure that you only install your bank’s official mobile banking app and not a duplicate or a fraudulent one. When in doubt, check with your bank.

* Avoid writing down your secret PIN details or storing on your phone. Simply memorize it. After all, your brain is the best storage available!

* Change your PIN regularly. Do not use easy-to-guess numbers such as your birth-date or anniversary date as your PIN.

* Inform your bank of changes in your mobile number to ensure that the SMS-linked notifications or alerts are not sent to someone else.

* In case your mobile is lost or stolen, call the bank’s customer care number immediately and get your mobile banking app deactivated in that device.